Alaska Mortgage Calculator (2026)
Calculate your monthly mortgage payment in Alaska including principal, interest, and Alaska's average property tax rate of 1.04%.
Alaska Property Tax Note: Alaska has a moderate average property tax rate of about 1.04%. However, Alaska's high cost of living makes housing and all goods significantly more expensive than the lower 48 states. Homeownership costs include high heating and utility bills. Many Alaskan communities are only accessible by air or water, which can affect insurance and maintenance costs significantly.
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Alaska average: 1.04%
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Alaska Monthly Payment
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Median Alaska home ($335,000) — 20% down — 7% rate — 30yr
| Component | Monthly | Annual |
|---|---|---|
| Principal & Interest | $1,783.01 | $21,396 |
| Property Tax (1.04%) | $290.33 | $3,484 |
| Homeowners Insurance | $150.00 | $1,800 |
| Total PITI | $2,223.34 | $26,680 |
Total interest over 30yr: $373,884. PMI not included.
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