Free US Financial Calculators & Money Tools
Accurate salary, tax, mortgage, and loan calculators for every US state — using current 2026 IRS rates and real state tax brackets.
16+
Free calculators
51
States + DC
2026
Tax year data
2020–26
Year comparison
Top Tools
Most Popular Calculators
Salary After Tax Calculator
Find out exactly how much of your annual salary you actually take home.
Paycheck Calculator
See your exact take-home pay after all federal and state deductions.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and full amortization.
Tax Calculator
Estimate your federal and state income tax bill for 2026.
Capital Gains Tax Calculator
Estimate capital gains tax on the sale of stocks, real estate, or other assets.
Self-Employment Tax Calculator
Calculate self-employment tax and your income tax deduction for SE earnings.
Car Loan Calculator
Calculate your monthly car payment and total loan cost before you buy.
Compound Interest Calculator
See how compound interest multiplies your money over time.
Categories
Browse by Category
By State
State-Specific Tax Calculators
Tax rates vary significantly by state — use these for accurate local results.
Learn
Financial Guides
How to Calculate Salary After Tax in the US (2026)
A step-by-step guide to understanding how US federal and state income taxes, Social Security, and Medicare reduce your gross salary to your actual take-home pay — with worked examples for 2026.
Gross vs. Net Pay: What's the Difference and Why It Matters
Confused about gross pay vs. net pay? This guide explains every deduction that comes out of your paycheck, why they exist, and how to use your net pay to build an accurate budget.
Understanding US Federal Tax Brackets (2026)
A plain-English explanation of how the US progressive tax system works, what your marginal and effective rates mean, and how to calculate your exact federal income tax bill using 2026 brackets.
Our Commitment
Accurate Calculations You Can Trust
2026 Federal Tax Brackets
IRS-accurate income tax brackets, $15,000 single / $30,000 married standard deduction.
Current FICA Rates
6.2% Social Security (up to $176,100 wage base) and 1.45% Medicare applied correctly.
All 50 States + DC
Every state calculator uses actual brackets, flat rates, or zero-tax rules for that state.
Historical Year Comparison
Select any year from 2020–2026 and compare results side-by-side to see how tax law changes affect you.
Estimates, Not Guarantees
All results are estimates based on standard assumptions. Tax situations vary. Use these tools for planning — consult a CPA or financial advisor for major decisions.
When are calculators updated?
We update all calculators at the start of each tax year to reflect new IRS brackets, standard deductions, FICA wage bases, and state tax changes. Current calculators use 2026 tax year figures with historical data back to 2020.